Your homeowner’s insurance usually covers HVAC replacement in certain circumstances. You’ll need to review your individual policy for details, but this generally includes:

  • Fire
  • Flooding
  • Storm damage, such as from hail or a falling free

Your insurance won’t cover failures caused by normal wear and tear. If you’re concerned about the cost of future replacement, you can look into a home warranty or ask us about our flexible financing options for qualified customers.